Andy Mahowald Realtor Services

Real Estate Agent · Insight Realty Group Watertown · Watertown, South Dakota

11:50 AM in Watertown Directions

Here is what working with Andy Mahowald in Watertown typically covers, from the first consultation to closing day. Services and terms vary, so confirm the details in your written agreement.

Buying a home

Buyer consultation and agreement

Budget, timing, must-haves and the written buyer agreement required before touring.

Showings in Watertown

Scheduling private tours, previewing listings and flagging issues worth a closer look.

Offers and counteroffers

Contract terms, earnest money, inspection and appraisal contingencies explained step by step.

Closing coordination

Working with your lender, inspector and title company through closing.

For home sellers

Pricing analysis (CMA)

A comparative market analysis based on recent sales near your Watertown home.

Pre-listing checklist

Which repairs are worth doing, decluttering and photo-day preparation.

Marketing the listing

MLS exposure, online listing portals, signage and open houses where they make sense.

Showings, offers and closing

Scheduling showings, reviewing offers and managing the contract to closing.

How a typical transaction works

ConsultA first conversation about goals, budget and timing — and a written agreement that spells out services and compensation.
PrepareBuyers get pre-approved; sellers review a pricing analysis and prepare the home for photos.
Market & tourListings go live on the MLS; buyers tour homes and compare recent sales.
NegotiateOffers, counteroffers, inspection requests and appraisal issues are worked through.
CloseFinal walk-through and signing with the title or escrow company under South Dakota rules.

Typical costs on a Watertown home

Illustrative figures for a home at the local typical value of $315,177. Real numbers depend on your agreement, lender and title company.

Item	Rate	On $315K
Listing-side commission (negotiable)	2.5–3%	$7,879–$9,455
Buyer-side compensation (negotiable)	2–3%	$6,304–$9,455
Buyer closing costs (lender, title, escrow)	2–5%	$6,304–$15,759
Home inspection	flat	$350–$600

Every percentage above is negotiable and is set in the written agreement. Typical value from the Zillow Home Value Index (August 2026).

Areas around Watertown

Willow Lake, SD32 mi

Questions about these services

How are real estate agents paid in South Dakota?

Compensation is negotiable and set out in writing. Sellers sign a listing agreement; since August 2024 buyers sign a written buyer agreement before touring homes with an agent, stating what the agent will be paid and by whom.

Does Andy Mahowald work with both buyers and sellers?

Most agents and brokerages represent both, but not in the same transaction without written consent. Ask how Andy Mahowald handles dual agency or designated agency under South Dakota law.

What should I prepare before the first meeting?

Buyers: a mortgage pre-approval, a target budget and a list of must-haves. Sellers: your mortgage payoff estimate, a list of upgrades with dates, and any HOA or survey documents.